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Services We Offer. Visit one of three Today’s Insurance locations in Peabody, Cambridge or Lowell MA to setup a new insurance policy. Or, contact one of our agents to request a quote. Auto Insurance .Homeowners Insurance . Commercial & Business Insurance .There are a few key differences between commercial and personal auto coverage. Who owns and drives the vehicle – If a business owns your vehicle, you'll most likely need a commercial auto insurance policy. Get a commercial insurance quote online or call us and we'll offer a customized policy. Save on your commercial insurance coverage today.Commercial auto insurance helps cover the costs of auto accidents that occur while you or your staff uses company-owned cars for business.